Two ways to finance the work
Financing keeps your home equity line and credit cards free for everything else. We’ll walk you through which route fits before you commit to anything.
- Apply online
Carrier® credit card
Issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender
Buy today and pay over time on installations and larger repairs, without using up your home equity line or other cards.
- Convenient monthly payments
- Flexible financing options
- Easy online account management
Energize Connecticut℠ Smart-E Loan
No money down · low interest · flexible terms
A state-backed initiative of the Energy Efficiency Fund, the Connecticut Green Bank, the State and your local utilities. Over 40 home improvement projects can qualify, high-efficiency HVAC, heat pumps, EV charging stations, insulation and solar among them.
We handle the equipment specifications your application needs, so nothing stalls waiting on us.
Learn more
How a financed job actually goes
We quote the job in writing
Flat pricing with equipment, labour and permits itemised, no “from” number that moves on install day.
Pick your payment route
Pay outright, put it on the Carrier® card, or apply for a Smart-E Loan. We tell you which offers stack.
Approval before we order
You get an answer on financing before we schedule the install, so nothing sits half-finished in your basement.
Offer applied at invoice
The special comes off the final invoice, and your Comfort Club discount rides on top of it.
Do not forget this month’s specials
$250 off installations, 25% off service and repairs, $50 off indoor air quality work, they come off the invoice before financing is calculated.
Financing questions
- Does applying cost anything?
- No. Applying for the Carrier® credit card or a Smart-E Loan is free, and approval does not commit you to the work.
- How quickly do I get an answer?
- The Carrier® card application is decided online in minutes. Smart-E Loan approvals go through a participating Connecticut lender and usually take a few business days.
- Can financing cover a repair, not just an install?
- Larger repairs often qualify. Small diagnostic visits generally do not, we will tell you before you apply rather than after.
- Do specials still apply if I finance?
- Yes. Discounts come off the invoice first, and the financed amount is what is left.
- What about utility rebates?
- Connecticut rebates are separate from financing and can be combined. We prepare the equipment documentation the rebate paperwork asks for.
On the job
Real crews, real Connecticut houses, no stock photography.
Ready to stop worrying about it?
Whether it's an emergency repair or you're planning your next home upgrade, our friendly team is ready to help.
Call 860-245-1986Get a written quote
Tell us what you’re replacing and we’ll price it in writing before you apply for anything.



